Frugal Tips & Tricks - Maltese Dogs Forum : Spoiled Maltese Forums


SpoiledMaltese.com is the premier Maltese Forum on the internet. Registered Users do not see the above ads.
Spoiledmaltese is a resource and forum for information and help with your Maltese. We do not support or endorse the selling of animals on this site.
Reply
 
LinkBack Thread Tools
Old 01-16-2013, 10:44 AM   #1 (permalink)
Maltese Guru

 
Summergirl73's Avatar
 
Name: Bridget
Dog's Name: Lady Bella (and Katie & Lucky at The Bridge)
Join Date: Sep 2011
Location: Virginia
Posts: 5,736
Default Frugal Tips & Tricks

Ok so all of this playing "housewife" is driving me a bit bonkers. I am bored out of my mind. It doesn't help that my thyroid is way off again (hyperthyroid) and my brain is racing a million miles a minute lol ! Anyway, I've always been a penny pincher and started wondering which of my SM family consider themselves Frugal? I watch pennies so that we can splurge when we want to on vacations etc. So.....are you frugal at heart or by necessity? If so, what do you do to save pennies or even $$$?
__________________


"A weed is just a plant whose virtues have not yet been discovered."
Summergirl73 is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 01-16-2013, 10:52 AM   #2 (permalink)
Maltese Guru

 
Furbabies mom's Avatar
 
Name: Deborah
Dog's Name: Laurel (maltese), Dewey, Violet and Hardy and Dewey
Join Date: Jul 2011
Location: Central Ohio
Posts: 13,527
Default

Bridget, I have no tips or tricks... I should be frugal, but I am not !!! My parents were raised during the depression and they are very frugal!! I don't intentionally waste, but don't go out of my way to reuse, or "not buy" something that I want. I should try harder !!
__________________
Deborah and my Fluffs, Laurel, Violet , Hardy and Dewey!

Furbabies mom is offline   Reply With Quote
Old 01-16-2013, 11:57 AM   #3 (permalink)
Maltese Guru
 
Name: Nickee
Dog's Name: Yogi
Join Date: Jan 2013
Location: Uniontown,pa
Posts: 3,231
Default

LIKE THE ABOVE POST SAID- from Deb-Me To. IAM ASHAMED OF MYSELF!
Well Not Really.-I Dont Burn Money'But I DO LOOK FOR GOOD PRICES. I Call it Smart Shopping. And I Do Well That Way

See These Chips-Yogi SNATCHED-THEY WERE BUY ONE-GET ONE FREE=BoGo*

Last edited by Yogi's Mom; 02-23-2013 at 11:39 AM.
Yogi's Mom is offline   Reply With Quote
Old 01-16-2013, 12:02 PM   #4 (permalink)
Maltese Guru
 
babycake7's Avatar
 
Name: Hope
Dog's Name: Bella
Join Date: Jan 2012
Location: New Mexico
Posts: 2,647
Default

Unfortunately, I am kind of like, Deb also. While I don't waste money, I am not very good about walking away from things I want. My parents indulged me as a child and unfortunately for me, I am weak when I want something...but I do love a good deal!
__________________
Hope and Bella Breeze
babycake7 is offline   Reply With Quote
Old 01-16-2013, 12:40 PM   #5 (permalink)
Maltese Guru
 
maltese#1fan's Avatar
 
Name: Karen
Dog's Name: Bella and Jasmine (and Heidi at the Bridge)
Join Date: Feb 2012
Location: Mount Joy, PA
Posts: 1,394
Default

I am frugal, but I think it came from a childhood experience. When I was in high school, my dad lost his job of 25 years. The company went bellyup. I went to a private high school (I lived in NYC at that time and you don't want to go to a public school). Anyway, I remember my parents talking and saying they may have to pull me out of school and send me to a public school. (It didn't happen -- my grandmother stepped in to help) To this day I remember that feeling.

I can't say I have any tips or tricks, but I try to distinguish between "wants" and "needs". I may want something, but if I don't need it I try to resist buying it. However, where Bella is concerned all bets are off. She is a spoiled little bugger.
__________________

"In a perfect world every dog would have a home and every home would have a dog"
maltese#1fan is offline   Reply With Quote
Old 01-16-2013, 01:48 PM   #6 (permalink)
Maltese Guru

 
Summergirl73's Avatar
 
Name: Bridget
Dog's Name: Lady Bella (and Katie & Lucky at The Bridge)
Join Date: Sep 2011
Location: Virginia
Posts: 5,736
Default

I think it is so interesting to see this "other side" of folks and to learn of peoples upbringing. I was raised by my Dad (a single parent of 2 kids). He was a machine shop teacher at a local Tech High School. $ was very tight and so we never just went shopping unless there was a need. I don't think we ever did without, or at least we didn't know about it . I learned frugal lessons right from the start. My Grandmother also taught me A LOT about stretching a dollar. I am a master couponer (though I haven't done it in a while). I frequently hang my clothes up to dry inside rather than using the dryer. I keep the lights off till its dark. I drop the heat at night. I have a goal of learning to completely cook from scratch ~ like homemade pizza's etc - but I'm not there yet. I don't get fancy haircuts often and I just bought a new pair of scissors today so I can cut my own hair again...mostly. The list goes on lol! Oh but I do splurge on some things like vacations !
__________________


"A weed is just a plant whose virtues have not yet been discovered."
Summergirl73 is offline   Reply With Quote
Old 01-16-2013, 01:52 PM   #7 (permalink)
Maltese Guru
 
shellbeme's Avatar
 
Name: Shelly
Dog's Name: Rocky Muffin and Prince Tucker Bean
Join Date: Mar 2011
Location: Iowa
Posts: 2,221
Default

I was great at saving money and being frugal until I got these darn dogs. Now, of course, they MUST have everything.
__________________
shellbeme is offline   Reply With Quote
Old 01-16-2013, 02:18 PM   #8 (permalink)
Maltese Guru

 
Snowbody's Avatar
 
Name: Susan
Dog's Name: Tyler
Join Date: Jan 2009
Location: NYC
Posts: 20,957
Default

I fit into frugal too, Bridget. And sometimes it's really fun getting a GREAT deal. I think part of it came from my mom living through the depression in '29 and telling me that someone jumped off a building in front of her and she could never erase it, or the struggles people went through then, out of her mind. Also my dad died when I was 6, and he was quite young, so our income was tight. My mom always pushed us to make sure we put money away in savings and we've been good about that. And now my DH and I are both freelance so we never know when there will be work AND we have to pay for our own health insurance. So we try to be careful. But of course the one place where we used to splurge more was for our son when we could. He's now grown, so not so much at this point. I spoil Tyler but not that much. He sleeps on a $5 cat bed, I make his treats, buy occasional clothes and a toy here or there but he's been more spoiled by his fabulous Aunties than by us.

Let's see...I never really splurge on clothes, shoes, bags, etc. They just aren't that important to me as far as dressing to impress. I'd rather give that money to charity than use it for that. JMO. I think of clothes more as utility...have to wear something. I have a lot of shoes but not outrageously expensive ones. I try to buy good things at a good price, so hit outlets (my town in VT is full of them), Loehmanns, Century 21, sample sales, etc.

Since I also love great vacations, I did a home exchange where we stayed in a great 2BR apartment in Paris in exchange for our apt. We aways get e-mails about traveling to locations all over the world. I love it. I found another great vacation and some good deals on things at Bidding for Good, a website where non-profits all over the country have their auctions. I got the great vacay house in Virgin Gorda there for a fraction of the normal cost.

I cook much of the time which saves a lot of money so we can go out for nice meals. I shop at Costco and BJ's, I do look at grocery circular specials. For drugstores I love CVS - as a frequent shopper I get frequent e-mails for a 25% off whole purchase. that can go to my card. My husband was shocked how much he saved the other day with my card.

We don't make many spur of the moment big purchases. Think long and hard about them and whether we really need them. Did that with my Canon DSLR - waited until it was a really good deal.

I guess where I think it's most important to spend money: we bought our co-op years ago in a good neighborhood and it's a great apt. The best investment we ever made back then since it's value has quintupled, though I never want to leave here. And we built our ski home in the 80's for a song. I think most important is to feel like we have a real, loving home and that you and your family don't really feel like you're needing for anything. I never really buy anything to impress others. Not that important to me.
__________________

Snowbody is offline   Reply With Quote
Old 01-16-2013, 06:03 PM   #9 (permalink)
Maltese Guru

 
Summergirl73's Avatar
 
Name: Bridget
Dog's Name: Lady Bella (and Katie & Lucky at The Bridge)
Join Date: Sep 2011
Location: Virginia
Posts: 5,736
Default

Sue, from one bargain hunter to another ~ we should definetly shop together lol! I have had a lot of weight loss and so I'm in a situation where I have no clothes to wear to church settings or the like. So I've actually had to shop a bit this week. Not loving it. Thankfully some of the stores are clearing out this seasons clothes and I am getting a few very good deals. Thanks for the tip on Bidding for Good...what a wonderful site. Oh and we also shop at CVS. DH just spent a free $5 in Extra Care Bucks there .
__________________


"A weed is just a plant whose virtues have not yet been discovered."
Summergirl73 is offline   Reply With Quote
Old 01-16-2013, 06:18 PM   #10 (permalink)
Maltese Guru
 
AshleyAndSophiePup's Avatar
 
Name: Ashley
Dog's Name: Sophie
Join Date: Aug 2012
Location: Western Washington
Posts: 1,016
Default

I grew up with my parents on a tight budget, so while we learned that we could create more family memories cheaply, we didnt go without, at least, as someone else said, if we did we didn't know it. While we shopped at goodwill and secondhand stores my mom felt it important that we fit in with everyone else. Now that I'm out on my own, my boyfriend grew up on the opposite end. So he spoils me, no more coupons, though I still shop and second hand places for myself, I shop at one that sells brand names. We have milk delivered to our house, we have Schwans that comes, and we shop at one of the more expensive grocery stores to shop at (Fred Meyer, Kroger for those down south) I'm sure one day my frugal side will come back out, but for now, Sophie and I are enjoying being spoiled rotten


Sent from my iPhone using Petguide.com Free App
__________________
Sophie, Ashley, & Keiko Kitty


AshleyAndSophiePup is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -4. The time now is 06:42 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.3.2
PetGuide.com
Basset Hound Forum Doberman Forum Golden Retriever Forum Beagle Forum
Boxer Forum Dog Forum Pit Bull Forum Poodle Forum
Bulldog Forum Fish Forum Havanese Forum Maltese Forum
Cat Forum German Shepherd Forum Labradoodle Forum Yorkie Forum Hedgehog Forum
Chihuahua Forum Retriever Breeds Cichlid Forum Dart Frog Forum Mice Breeder Forum