Health insurance for your dog - do you have it? May I ask what it costs you? - Maltese Dogs Forum : Spoiled Maltese Forums

**Avec Bravissimo** · 11-25-2012, 06:47 PM

My dear friend purchased health insurance for her new Frenchie puppy.......and it got me thinking - should I look into this for Bravo?

Her policy costs her about $70/month!! I'm thinking it's that much because it's a high-maintenance breed with many known health problems...?

I know that our 12 year old Corgi that we lost last Christmas (tumor along her spine that was causing paralysis) cost us about $2,000 - and we still lost her (euthanized). They offered to do surgery to remove the tumor and a laminectomy (spinal fusion) - but it was $4,000...and no guarantee that the procedure would work or that the tumor would return. We were heart-sick over this...if we had been wealthy people - we would have paid it for the chance at her life. But we have one in college and another one heading off in a year.

These thoughts weigh heavy on my heart - even now, a year later.

What do you guys know about pet health insurance? Any advice?

**Furbabies mom** · 11-25-2012, 08:10 PM

I have Pet Plan you can go online and they'll give you a quote.

**Grace'sMom** · 11-25-2012, 08:12 PM

I have PetPlan... I think it's like $40 a month for one

**Ladysmom** · 11-25-2012, 08:17 PM

I have PetPlan. The cost depends on the plan you choose and the deductible.

I have the bronze plan for Bailey with a $100 deductible and it is $27 a month.

dog policies from Petplan USA

My sweet Lady had multiple health issues (diabetes, epilepsy, etc.) and cost me a fortune in vet bills. Worth every penny to keep her going for almost 16 years, but I wished I'd had insurance!

**Avec Bravissimo** · 11-25-2012, 08:23 PM

Yayy! Thanks!!

**Zoe's Mom88** · 11-25-2012, 09:14 PM

I too have Petplan.....I think its the best and I researched quite a few of them. Price does depend on the dogs age and what type of plan you choose. I have a two year old Maltese and it costs me about $94.38 quarterly which comes out to $378.00 a year. It feels good having it if something goes wrong.

**eiksaa** · 11-25-2012, 09:22 PM

We have Healthy Paws. It's a pretty new company but it looked like the most generous one out there.

Sent from my iPhone using Petguide.com Free App

**Snowbody** · 11-25-2012, 11:44 PM

I have PetPlan for the past three years. I have been happy with them...they've reimbursed me on several medical issues. There is a co-pay and deductible but I wouldn't be caught without it...I never want to make the decision not to save my Tyler because of cost. There are various things that determine the premium - the plan you pick, breed, age and I just found out this past month, geographic location. Our plan went up quite a bit this year and I asked why. They said they reviewed their pricing this year and ended up raising it because it was undervalued especially in my area which is NYC where everything's more expensive, including vets and docs. They said it would be a one time big raise and that after that it would be much smaller increments. It was still worth it. I have a gold plan and am paying $37 a month - I pay it annually so it's really easy and there was a discount for that.

**Avec Bravissimo** · 11-26-2012, 06:18 AM

Thanks for the great replies - I'm going to look at both these plans today.

Snowbody - Just like you say, I never want to be in that position again.

**gopotsgo** · 11-27-2012, 03:29 AM

Did you have your Corgi for 12 years? If so, putting the money aside instead of giving it to an insurance company would have given you more than enough to pay for the surgery. We don't have pet insurance. I've thought about it a few times but decided it was a waste of money. God has blessed us, we can afford and would not hesitate to spend what it would take to keep our babies happy and healthy. I understand, however, that some get peace of mind from having insurance. You pup is a cutie!

11-25-2012, 06:47 PM	#1 (permalink)
Avec Bravissimo Member Name: Kelly Dog's Name: Magnolise Avec Bravissimo Join Date: Nov 2012 Location: Central Florida Posts: 103	Health insurance for your dog - do you have it? May I ask what it costs you? My dear friend purchased health insurance for her new Frenchie puppy.......and it got me thinking - should I look into this for Bravo? Her policy costs her about $70/month!! I'm thinking it's that much because it's a high-maintenance breed with many known health problems...? I know that our 12 year old Corgi that we lost last Christmas (tumor along her spine that was causing paralysis) cost us about $2,000 - and we still lost her (euthanized). They offered to do surgery to remove the tumor and a laminectomy (spinal fusion) - but it was $4,000...and no guarantee that the procedure would work or that the tumor would return. We were heart-sick over this...if we had been wealthy people - we would have paid it for the chance at her life. But we have one in college and another one heading off in a year. These thoughts weigh heavy on my heart - even now, a year later. What do you guys know about pet health insurance? Any advice? __________________ I actually have a Papillon puppy...but I joined this message board to get great grooming, nutritional, general toy-breed tips......and all the great people!!

11-25-2012, 08:10 PM	#2 (permalink)
Furbabies mom Maltese Guru Name: Deborah Dog's Name: Laurel (maltese), Dewey, Violet and Hardy and Dewey Join Date: Jul 2011 Location: Central Ohio Posts: 8,613	I have Pet Plan you can go online and they'll give you a quote. __________________ Deborah and my Fluffs, Laurel, Violet , Hardy and Dewey!

11-25-2012, 08:12 PM	#3 (permalink)
Grace'sMom Maltese Guru Name: Tori Dog's Name: Grace -maltipoo, Gus - poodle mix Join Date: Feb 2012 Location: USA Posts: 2,932	I have PetPlan... I think it's like $40 a month for one __________________ Grace (Dec. 4, 2011) & Gus (Dec.15, 2009) my lyme journey blog: purplelymegirl my lyme video (updated link): Tick,tick,tick... Time to see Lyme

11-25-2012, 08:17 PM	#4 (permalink)
Ladysmom Maltese Guru Name: Marj Dog's Name: Bailey and Lady at the Bridge Join Date: Oct 2004 Location: North Carolina Posts: 17,359	I have PetPlan. The cost depends on the plan you choose and the deductible. I have the bronze plan for Bailey with a $100 deductible and it is $27 a month. dog policies from Petplan USA My sweet Lady had multiple health issues (diabetes, epilepsy, etc.) and cost me a fortune in vet bills. Worth every penny to keep her going for almost 16 years, but I wished I'd had insurance! __________________ http://www.myladysdogbows.com/ http://www.facebook.com/pages/MLadys...s/182366213341

11-25-2012, 08:23 PM	#5 (permalink)
Avec Bravissimo Member Name: Kelly Dog's Name: Magnolise Avec Bravissimo Join Date: Nov 2012 Location: Central Florida Posts: 103	Yayy! Thanks!! __________________ I actually have a Papillon puppy...but I joined this message board to get great grooming, nutritional, general toy-breed tips......and all the great people!!

11-25-2012, 09:14 PM	#6 (permalink)
Zoe's Mom88 Maltese Guru Name: Barbie Dog's Name: Zoe (Kyra my Angel in Heaven) Join Date: Apr 2011 Location: New York Posts: 4,496	I too have Petplan.....I think its the best and I researched quite a few of them. Price does depend on the dogs age and what type of plan you choose. I have a two year old Maltese and it costs me about $94.38 quarterly which comes out to $378.00 a year. It feels good having it if something goes wrong. __________________

11-25-2012, 09:22 PM	#7 (permalink)
eiksaa Maltese Guru Name: Aastha Dog's Name: Gustave Join Date: Jun 2012 Posts: 2,288	We have Healthy Paws. It's a pretty new company but it looked like the most generous one out there. Sent from my iPhone using Petguide.com Free App __________________

11-25-2012, 11:44 PM	#8 (permalink)
Snowbody Maltese Guru Name: Susan Dog's Name: Tyler Join Date: Jan 2009 Location: NYC Posts: 18,351	I have PetPlan for the past three years. I have been happy with them...they've reimbursed me on several medical issues. There is a co-pay and deductible but I wouldn't be caught without it...I never want to make the decision not to save my Tyler because of cost. There are various things that determine the premium - the plan you pick, breed, age and I just found out this past month, geographic location. Our plan went up quite a bit this year and I asked why. They said they reviewed their pricing this year and ended up raising it because it was undervalued especially in my area which is NYC where everything's more expensive, including vets and docs. They said it would be a one time big raise and that after that it would be much smaller increments. It was still worth it. I have a gold plan and am paying $37 a month - I pay it annually so it's really easy and there was a discount for that. __________________

11-26-2012, 06:18 AM	#9 (permalink)
Avec Bravissimo Member Name: Kelly Dog's Name: Magnolise Avec Bravissimo Join Date: Nov 2012 Location: Central Florida Posts: 103	Thanks for the great replies - I'm going to look at both these plans today. Snowbody - Just like you say, I never want to be in that position again. __________________ I actually have a Papillon puppy...but I joined this message board to get great grooming, nutritional, general toy-breed tips......and all the great people!!

11-27-2012, 03:29 AM	#10 (permalink)
gopotsgo Maltese Guru Name: Gigi Dog's Name: Lily, Audrey & Storm(y) Join Date: May 2009 Location: Orange County, Ca Posts: 660	Did you have your Corgi for 12 years? If so, putting the money aside instead of giving it to an insurance company would have given you more than enough to pay for the surgery. We don't have pet insurance. I've thought about it a few times but decided it was a waste of money. God has blessed us, we can afford and would not hesitate to spend what it would take to keep our babies happy and healthy. I understand, however, that some get peace of mind from having insurance. You pup is a cutie! __________________ THREE RESCUED ANGELS

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