Pet insurance - Page 2 - Maltese Dogs Forum : Spoiled Maltese Forums

**Zoe's Mom88** · 01-17-2013, 08:10 PM

I have Petplan....I find them to be reasonable and they pay fairly quickly. I don't think there is a vet out there that would take the insurance as payment....doesn't exist. If a time comes where its very expensive you can go through something callled CoreCredit. They pay for it and you pay them back. The vet will take that as payment you don't have to come up with the money. I never used it but a friend of mine did.

**nwyant1946** · 01-18-2013, 10:04 AM

Has anyone used Care Credit...because I just read some reviews on the them and they ALL bad...

**maltese manica** · 01-18-2013, 11:51 AM

Quote:

Originally Posted by eiksaa

I have a credit card with a very high limit that I only use for $5-$10/month. That's reserved for Gustave emergencies and I hope I never have to use it.

I use Healthy Paws. A lot of people here use PetPlan. Healthy Paws is a new insurance company but I like they have no limit on maximum amount they will pay every year.

I got excited when you posted this about this new insurance..........................but of course not avail in Canada!!!!

**eiksaa** · 01-18-2013, 12:02 PM

Ah, that's annoying.

Sent from my iPhone using Petguide.com Free App

**donnad** · 01-18-2013, 12:29 PM

I have care credit. You can use it for yourself as well for dentists, etc....I used it 6 months ago for checkups and heartworm pills for Chlioe and Summer. They gave me 6 months to pay it off without any interest. I understand sometimes you get 12 months to pay it off.

I applied on-line and got an immediate answer.

**LoveLucy** · 01-18-2013, 01:13 PM

I have a question for anyone who has PetPlan. That's what I have for Lucy. I have the Bronze package which has a $100 deductable and pays 80% after that. So, when she had her infected anal glands a couple of weeks ago, the bill was $125. So I figured, "well $20 is $20" and thought I would file. When I tried to fill out the online form, it asked me for the total bill and what my plan was, and then it said "reimbursement: 0." I'm going to call them, but I have a whole list of annoying little phone calls I have to make and haven't gotten around to yet. Does anybody know if they have a minimum claim amount?
P.S. The reason I chose PetPlan was because they say the cover the luxating patellas (sp), which I worry about after reading this forum.

**nwyant1946** · 01-18-2013, 01:21 PM

So with Care Credit you apply when needed or do you apply and receive a credit card or how does it work?

01-17-2013, 08:10 PM	#11 (permalink)
Zoe's Mom88 Maltese Guru Name: Barbie Dog's Name: Zoe (Kyra my Angel in Heaven) Join Date: Apr 2011 Location: New York Posts: 4,465	I have Petplan....I find them to be reasonable and they pay fairly quickly. I don't think there is a vet out there that would take the insurance as payment....doesn't exist. If a time comes where its very expensive you can go through something callled CoreCredit. They pay for it and you pay them back. The vet will take that as payment you don't have to come up with the money. I never used it but a friend of mine did. __________________

01-18-2013, 12:02 PM	#14 (permalink)
eiksaa Maltese Guru Name: Aastha Dog's Name: Gustave Join Date: Jun 2012 Posts: 2,286	Pet insurance Ah, that's annoying. Sent from my iPhone using Petguide.com Free App __________________

01-18-2013, 12:29 PM	#15 (permalink)
donnad Maltese Guru Name: Donna Dog's Name: Chloe & Summer Join Date: Aug 2006 Location: Brooklyn, New York Posts: 3,826	I have care credit. You can use it for yourself as well for dentists, etc....I used it 6 months ago for checkups and heartworm pills for Chlioe and Summer. They gave me 6 months to pay it off without any interest. I understand sometimes you get 12 months to pay it off. I applied on-line and got an immediate answer. __________________

01-18-2013, 10:04 AM	#12 (permalink)
nwyant1946 Maltese Guru Name: Nancy Wyant Dog's Name: Mia Join Date: Jan 2013 Location: Highlands County, Florida Posts: 1,012	Has anyone used Care Credit...because I just read some reviews on the them and they ALL bad...

01-18-2013, 01:13 PM	#16 (permalink)
LoveLucy Maltese Guru Name: Gail Dog's Name: Lucy Join Date: Mar 2012 Location: Henderson, NV Posts: 455	I have a question for anyone who has PetPlan. That's what I have for Lucy. I have the Bronze package which has a $100 deductable and pays 80% after that. So, when she had her infected anal glands a couple of weeks ago, the bill was $125. So I figured, "well $20 is $20" and thought I would file. When I tried to fill out the online form, it asked me for the total bill and what my plan was, and then it said "reimbursement: 0." I'm going to call them, but I have a whole list of annoying little phone calls I have to make and haven't gotten around to yet. Does anybody know if they have a minimum claim amount? P.S. The reason I chose PetPlan was because they say the cover the luxating patellas (sp), which I worry about after reading this forum.

01-18-2013, 01:21 PM	#17 (permalink)
nwyant1946 Maltese Guru Name: Nancy Wyant Dog's Name: Mia Join Date: Jan 2013 Location: Highlands County, Florida Posts: 1,012	So with Care Credit you apply when needed or do you apply and receive a credit card or how does it work?

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